Credit card reddit.

The only annoying part is that it seems to round down! The multiple $2.75 charges are only generating 2 points each. Not a biggie overall, as the 25% extra when redeeming on their travel portal makes up for it, but still. FYI, every time you link an airline miles or hotel membership account, you get a 100 Bilt points.The Alliant Visa Signature - see our list of flat-rate cashback cards - comes pretty dang close to the BoA Unlimited Cash Rewards with Platinum Honors: 2.5% (Alliant) vs. 2.625% (BoA with Plat. Honors). Plus, the Alliant card has no FTF ( BoA has 3% FTF) and includes auto rental CDW, travel accident insurance, extended warranty, and purchase ... Hey yall, I’m trying to come up with a credit card strategy for the new year. This is my current strategy, can anyone recommend a better setup? My goal is to maximize rewards. I’m open to applying to a new card as well. Amex Green: -Food/restaurants/dining 3x -Transit 3x -Travel 3x Amex Blue Cash Everyday -Groceries 3% -Online Retail 3% Sep 5, 2022 · The VentureX is better for a lot of people because the $300 travel credit and 10,000 point anniversary credit will pay for the annual fee. However, if you're an occasional traveler then the VentureX is probably not worth the annual fee and the Venture could be better. In my opinion, the Chase Sapphire Preferred is a …

ADMIN MOD. I raised my credit score from 546 to 720 in 4 months thanks to you guys. Credit. Hello everyone, first let me say THANK YOU. It is thanks to you that I finally, for the first time in my life, have control of my finances and can breath easier. I wanted to share my story in the hopes that someone else who was in a similar situation as ... These credit card rewards will continue to transfer to your student loan(s). Sallie Mae MasterCard Rewards can be redeemed to your eligible Navient and/or Sallie Mae student loans as follows: If your loan(s) are exclusively serviced by Navient – you will select “Navient loan” as your redemption option in the Sallie Mae MasterCard Rewards ... Amex is my go to. Blue business could suit your needs also. I got a Chase that only gives me %5 on utilities, like phone/internet, and other crap I don't do, and %1 on everything else. So %99 is all %1 back. Probably sucks, but that's probably normal for business cards, I don't know.

Apr 25, 2017 · I raised my credit score from 546 to 720 in 4 months thanks to you guys. Credit. Hello everyone, first let me say THANK YOU. It is thanks to you that I finally, for the first time in my life, have control of my finances and can breath easier. I wanted to share my story in the hopes that someone else who was in a similar situation as me, might ... MOD. Credit Card Recommendation Flowchart: March 2023. Disclaimer: Amex has made some big changes recently (introducing per-family rules). This appears to still be in-progress and is in a somewhat confusing state at the moment, so I'm holding off updating the flowchart until the dust settles there. This is the latest installment of the CC ...

Posts about deposit accounts, personal loans, credit card limit to cash loan offers (excluding cash advance), e-wallets (GCash/Maya) and e-wallet loans (GCredit, Maya Credit, SPayLater, CIMB Revi Credit, etc), bank debts, are NOT allowed. For app-related and accounts inquiry, you may call your bank hotline. r/creditcard: A place to find latest industry and consumer news regarding credit cards. For maximizing rewards go to /r/CreditCards or /r/churning.The package offers a couple of additional niceties (e.g. a debit card with 0.5% cashback, free withdrawal from all ATMs in the country, and no fees for online transaction conversions, the credit card gets you in a couple of EU airport lounges, etc.), but even without that, focused usage can make the package a pretty good deal.In the market for a new credit card? Now there are plenty of choices when it comes to the best credit cards for rewards, especially regarding cashback offerings. Credit card reward...

r/personalfinance credit_building. Guidelines on Increasing Credit Scores. I already have established good credit, and I am looking to increase even more. I have no credit, and I am looking to get started. Step #0: Assess your financial situation. Step #0.5: Consider becoming an Authorized User. Step #1: Pick a Card.

Mar 12, 2024 · The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, bonus points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card. Read our full review of the Chase Sapphire Reserve card. Pros & Cons.

2 days ago · Just throwing this out there. Complete speculation. I just stumbled upon people talking about Riley Lively being live on Tik Tok and they found his credit card by the river. I'm only day 2 into this case so not sure who's trustworthy or not.2 days ago · CIBC Select Visa* Card. Annual fee. 29. Welcome offer. Transfer your credit card balance. Get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate. Terms and conditions apply. go to site.If you’re eligible for business cards, you can grab the chase ink unlimited, the chase in cash, and a sapphire card before you’re over 5/24. And when under 5/24 again get the chase freedom flex and freedom unlimited. This, Chase Ink Cash can be used for 5x points on office supply stores on $25k/year.Feb 29, 2024 · A second credit card offers the power to increase your credit score by raising your credit utilization ratio. If your current card limit is $2,000 and you spend about $1,000 on the card each month ... List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent ( non-promotional) 3% category cashback. We omitted cards with an annual fee. An annual fee card that often comes up is the American Express Blue Cash Preferred. Oct 6, 2022 · You can earn points faster by pooling points from multiple cards). $400 annual fee, but $325 annual credit for travel and dining/takeout. If you use mobile wallet frequently, it is easy to offset the annual fee of this card (compared to using a 2% no-AF card) even if you don't travel at all in a given year.

Oct 21, 2020 · More benefits, more savings For travel, dining, shopping, fuel, groceries, and many more, there is HDFC Bank Credit Card for all your needs. You will get: Interest-free credit Amazing travel benefits Free Insurance Boosts credit score. Why you should apply from here: ️ 100% online process ️ Minimal …First, you will be hit with a lot of late fees and interestes charges and most likely you will eventually have charge offs. They can file a law suit against you and they make seek a judgement if you have any actual assets. You will need to figure out how you are going to take care of emergencies without credit cards.Learn the basics of credit, credit cards, and credit scores from a personal finance subreddit. Find out how to use credit responsibly, avoid interest and debt, and improve …Looking for a card to earn more on NASCAR Shop purchases? Explore the Official NASCAR Credit Card from Credit One Bank. We may be compensated when you click on product links, such ...Dec 8, 2023 ... PH Credit Cards Recommendations - What's a good credit card for me? ... Comparison of Miles Cards · NAFFL Credit Cards ... reddit.com/r/ ...But paid it off in 4 installments. Upstart - A little bit better than net credit but still 34%. $3,000 at 34%. Yikes, but only place to get that kind of big money for that cheap. FIT Mastercard, Indigo Mastercard, Mission Lane Visa, Reflex Mastercard, Fortiva Mastercard - All unsecured credit cards for bad credit.

Feb 18, 2022 · This is an excellent comment. An entire industry has sprung up focused solely on marketing these luxury credit cards to people like you in exchange for referral fees and advertising from credit card issuers. The issuers make money off people who want to get in on the “points game” and can’t make the minimum …Yes, you can pay taxes with a credit card. The IRS allows you to pay your federal income taxes by credit card. But you often must pay a processing fee, typically …

I’ve got 3 different CCs with hefty credit limits. Even if two were to get locked somehow, I’d be fine. As for shredding the debit card, that was actually the recommendation of my banker at Chase. If I need to use my debit card to pay for something (which I haven’t in 6 years), it’s the same as cash, so I’d just get cash …Nov 17, 2022 · Travel cards generally give more point/miles after you meet minimum spend. Those miles can then get hugely increased value when you transfer them. Think of it this way: if you plan to spend 3-4k over the course of 3 months for whatever reason, you can open a new credit card to get free money by spending …Dec 4, 2021 · I've been able to withdraw about $450 dollars in cash, and use points to knock least $250 of my credit card bill, and 3) the customer service. I've been able to call Chase and talk to representatives fairly quickly and have my issues resolved. They've been able help after my cards were hacked, too.It’s a great card. I use the unlimited and the Amex blue cash preferred for my daily spenders. The chase freedom unlimited is a great card to use for cash back everyday use. If not traveling a lot it’s great. The addition of 3% on dining & drugstores makes it better than 2% catch all for one card. It was my first card.Just wondering how it works. FHR: $200 credit, early check-in (12 pm), late check-out (4pm), breakfast for 2 daily, gift when arrived. Hilton Diamond: daily food credit. If we book a Hilton hotel through FHR, do we get combined benefits ($200 credit, breakfast, food credit, late check-out, Amex x5 MR, Hilton 100% points bonus), while she gets ...First, you will be hit with a lot of late fees and interestes charges and most likely you will eventually have charge offs. They can file a law suit against you and they make seek a judgement if you have any actual assets. You will need to figure out how you are going to take care of emergencies without credit cards.Best Offers. Travel and Airlines. 0% APR. Balance Transfer. Cash Back. Rewards. Student. Bad Credit. Best Travel Rewards Credit Cards of 2024. Best Entry …

I used my credit card. Credit cards are literally the safest form of payment for regular day to day transactions - most have really good fraud protection and the fact that it is CREDIT works in your favor as you don't have to wait for funds to be returned to you.

r/creditcard: A place to find latest industry and consumer news regarding credit cards. For maximizing rewards go to /r/CreditCards or /r/churning.

Feb 27, 2024 · Best Visa Credit Cards. *The information for the following card (s) has been collected independently by Forbes Advisor: Chase Freedom Flex℠, Chase Freedom Rise, Amazon Visa Credit Card, Marriott ...Any debit card should be halal. If ur talking about financing, there are a lot of credit card providers that offer 0% APR for first 12 months. Unfortunately, pretty much all credit card providers will charge you interest if you’re late on payments so make sure to pay them on time.Feb 2, 2024 · NYC launches $53M program to hand out pre-paid credit cards to migrant families. "A family of four, for instance, could be provided nearly $1,000 each month, which comes out to $35 per day for food. Cards will get re-filled every 28 days." "It’ll start with a group of 500 migrant families in short-term hotel stays and …If you want to maximize rewards, you probably need to use more than 1 credit card. Read up on our best credit card combinations here! We may be compensated when you click on produc...1st card: RCBC, 40k, requested for CL increase after a year; no response yet. 2nd card: Citi - 40k, requested for CL increase immediately after receiving card; now at 80k. 1. MongBurKen. • 1 yr. ago. 1st cc is BPI, credit limit from 40k to 85k after almost a year. 2nd cc is Citi, credit limit from 30k to 42k.Get a 2% catch-all card and use it as your baseline. That should be your next card. 100% agreed. Almost all cards offer 1% cashback, but why stop at a low rate when you can …Discussion. I wanted to share this chart I made for others who may also be interested in comparing Cash Back credit cards as of Dec. 2021. These are the top 4 I've been …While experienced borrowers may wonder how many credit cards to have, those who are newer to credit cards or prefer to focus on just one card might have other credit questions on t...Aug 4, 2022 · Hello. I am looking to take every expense in my life and route it through a cash back card, for the cash back and the credit score. Someone suggested a 2.5% one from alliant, and someone has spoken of a 2% Wells Fargo. Would love to get the opinion of the credit card separate it on this.While some experienced borrowers worry about how many credit cards, others have different priorities. Whether you’re getting your first credit card or have less than ideal credit, ... MembersOnline. •. Graztine. A List of Credit Cards Good For Most People. Discussion. Hello! I've been trying to figure out what credit card I should get next, so started to make a list of all of the ones that would give me good long term value. So I thought it might be a useful list to share.

The Alliant Visa Signature - see our list of flat-rate cashback cards - comes pretty dang close to the BoA Unlimited Cash Rewards with Platinum Honors: 2.5% (Alliant) vs. 2.625% (BoA with Plat. Honors). Plus, the Alliant card has no FTF ( BoA has 3% FTF) and includes auto rental CDW, travel accident insurance, extended warranty, and purchase ...Aug 4, 2022 · Hello. I am looking to take every expense in my life and route it through a cash back card, for the cash back and the credit score. Someone suggested a 2.5% one from alliant, and someone has spoken of a 2% Wells Fargo. Would love to get the opinion of the credit card separate it on this.Mar 11, 2024 · Welcome offer: This card does not offer a welcome bonus. Annual fee: $0. Other benefits and drawbacks: The Capital One Quicksilver Secured Cash Rewards Credit Card charges a high 30.74% variable ...Instagram:https://instagram. how to redo a bathroomvisible cell phonehair salons permsgood lube The United Quest card is actually more valuable at virtually any budget (you get an annual flight credit AND 3x on flights vs 2x for the Explorer). Butttt the best approach is to get the Explorer first, then 1-2 years later get the quest (depending when you are eligible for the SUB). That way, over a span of 4 years, you have amassed 140k+ in ...Apr 25, 2017 · I raised my credit score from 546 to 720 in 4 months thanks to you guys. Credit. Hello everyone, first let me say THANK YOU. It is thanks to you that I finally, for the first time in my life, have control of my finances and can breath easier. I wanted to share my story in the hopes that someone else who was in a similar situation as me, might ... af redditantler chews for dogs They need to you build a credit score by using credit (cards, loans, EMIs), even though basic common sense dictates a fiscally responsible person will often not need to take credit at all. To play the game, you should get an entry level credit card to use modestly ( < 10% utilisation score) and pay it in full for a few months at least.Mar 12, 2024 · If you’re looking for an unsecured card, the Credit One Bank® Platinum X5 Visa® is a solid option with nominal fees. Rewards: Earn 5% cash-back rewards on the first $5,000 of eligible gas ... thrift stores in boston Jan 4, 2024 ... The three that seem to best fit that I've seen are the Amex Blue Cash Preferred (BCP), Amex Gold and Capitol one savior, but I'm open to any ...Nov 16, 2021 · 53. valeyard89. • 2 yr. ago. Chase Sapphire Reserve.. expensive annual fee, but you get $300 travel funds reimbursed, plus Priority Pass access so that works out about the same price. Plus TSA Precheck/Global Entry reimbursement, 1.5X points for travel spend, 15% off Lyft, etc.